The smart money is with Irwin.

You’re in business to make money. Why spend all your time managing it? Or waste money on banking fees?

That’s where Irwin Union Bank comes in with our Business Checking Accounts. We have everything you’re looking for. Personalized accounts. Detailed statements. Automated transfers. Scheduled deposits. Competitive earnings credit given on account balances to help offset service fees.

Some of the Business Checking options from Irwin Union Bank include:

• Eliminate service fees through a competitive earnings credit given on account balances
• Fees are based on your specific activity
• Low monthly maintenance fees
• For multiple commercial checking accounts, Irwin offers an Account Analysis Statement. It shows the volume and types of monthly activity and services used in accounts, as well as average balances maintained. The accounts may be grouped or combined to allow the balances from all accounts to offset fees for all the accounts overall.

• Allows a large number of transactions each month at no additional charge
• First 300 transactions are free (checks, deposits, deposited items). Then a low per item fee afterwards
• No monthly service charge with a minimum monthly balance of $5,000

• Pays a competitive interest rate if daily collected balance exceeds $2,500
• Fees based on specific activity
• Low monthly maintenance fee
• Available for individuals, sole proprietors, and certain non-profit and governmental entities

• Interest-bearing checking accounts that lawyers and law firms can use as a client trust or escrow account
• The interest earned on the account, minus service charges, goes to a public service organization of your choice (often the State Bar Association)
• The account allows unlimited check writing and provides detailed monthly statements

• Helps companies in their daily forecasting of cash requirements
• Eliminates idle cash in a company’s operating accounts
• Centralizes all deposits and payments with a master account
• Automatic transfers are made to the Zero Balance account to cover daily activities

• Enjoy paperless storage of checks when your account statements and check images are copied to a CD-ROM.
• Easy retrieval system that provides a valuable audit trail of paid checks.

We offer 3 easy ways to learn more about a Business Checking Account at Irwin Union Bank:

1. Select one of the Business Checking products above to be contacted by an Irwin Union advisor.
2. Visit an Irwin Union branch. Find your bank.
3. Call 1.866.604.7946