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Setting aside enough money now-for yourself or your employeescan make or break your
success both today and down the road. At Irwin Union Bank, we believe that just because
saving is important, doesn't mean it needs to be complicated.
That's why all of the business savings account plans with Irwin Union Bank are
straightforward. And come with the personalized attention that we're so well known for.
Business Savings Accounts available through Irwin Union Bank include:
- No minimum balance
- No monthly service charge
- Pays competitive, tiered interest rates on all daily balances
- Limit of 6 transfers per month, including telephone or electronic transfers. No limit on deposits or the number of withdrawals you can make at an ATM or branch location
- No minimum balance required
- No monthly service charge
- Earns competitive, tiered interest on balances over $2,500
- Up to six transfers per month, three by check
- Limit of 6 transfers per month, including telephone or electronic transfers. No limit on deposits or the number of withdrawals you can make at an ATM or branch location
- No minimum balance required
- No monthly service charge
- Earns competitive, tiered interest on balances over $2,500
- Available to public entities such as state and local governments, public schools, community colleges, state universities, pubic transportation agencies, park districts and public pension funds
- Tax-advantaged savings plan for employees whose employers provide high deductible health care insurance
- Savings contributions are made to the account by the employer, employee and family members
- Individuals withdraw money from their accounts at any time to pay qualified medical expenses on a tax-free basis
- Unused balances earn interest and can be applied to future health care expenses

- Reduces time spent on daily treasury management, while maximizing earnings potential
- Simply work with an Irwin Union advisor to determine what your ideal checking account balance should be
- When you exceed this balance, Irwin Union Bank transfers excess funds to a higher-yielding money market account
- Pays a competitive interest rate based on your daily collect balance
- Monthly statements detail all the investment activity

- An end-of-day automated overnight investment account designed to invest excess balances
- Pays a competitive money market rate of interest
- Available for all public entities, including non-profits
- Monthly statements detail all investment activity

We offer three easy ways to learn more about a Business Savings Account at Irwin Union Bank:
- Select one of the Business Savings products above to be contacted by an Irwin Union advisor
- Visit an Irwin Union branch. Find your bank.
- Call 1.866.604.7946
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